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Federal Financial Aid

Qualifying Federal Financial Aid Programs & Requirements:

Available for those who qualify.

Investing in higher education is a major decision. Abraham Lincoln University provides you with the resources and information necessary to make the best decision for your needs. Our Financial Aid Office is available to assist you with the cost of attendance and help you create a comprehensive financing plan that meets your budget and educational goals. Whether that means taking advantage of one of our 0% interest payment plans or applying for financial aid, we know the importance of funding your education, and the information below can help you get started.

For more information about Federal Financial Aid for our Juris Doctor program please click here

For more information about Federal Financial Aid for select University programs please click here.

For help with the federal financial aid process, please contact ALU’s Financial Aid Office at (213) 252-5100 or We look forward to hearing from you!

General Requirements for Receiving Financial Aid

Financial Aid is available to those who qualify. There are several requirements for you to receive federal financial aid. A few of the main ones include:

  • Valid Social Security Number, except for students from the Freely Associated States (e.g. Marshall Islands, Federated States of Micronesia, and the Republic of Palau).
  • U.S. citizen, national, or eligible non-citizen
  • High school diploma or equivalent
  • Males between the ages of 18 and 25 must be registered with Selective Service
  • Maintaining satisfactory academic progress while attending ALU
  • Satisfactory repayment status of prior Federal student loans
  • Satisfactory payment arrangements of prior Federal grant overpayments
  • Enrolled in an eligible program of study

How to Apply for Financial Aid

  • Complete the Free Application for Federal Student Aid (FAFSA). Abraham Lincoln University’s school code is: 042438
  • After you electronically sign and submit your FAFSA, we will receive your Institutional Student Information Record (ISIR) and will notify you of any documents needed prior to processing your estimated Financial Aid Packaging Worksheet.
  • Schedule an appointment (in person or via phone) with the Financial Aid Office to discuss:
    • Your estimated financial aid awards.
    • The terms of your student loans.
    • Your rights and responsibilities of your student loans.
  • Apply for your student loans by completing your Unsubsidized Stafford Loan Master Promissory Note (MPN) at
  • Complete your Entrance Counseling at
  • Once you have been offered admission, we will notify you of any additional forms and/or missing documents needed to complete your financial aid paperwork prior to processing your award letter.

Types of Federal Financial Aid Available at ALU

Federal Direct Loan Program

Federal Direct Loans are made directly from the U.S. Department of Education to students through the William D. Ford Federal Direct Loan Program. The two types of Direct Loans available at ALU are Subsidized Stafford Loans and Unsubsidized Stafford Loans. These loans offer a low, fixed interest rate with flexible repayment terms and MUST be paid back.

Direct Unsubsidized Loans (sometimes called Unsubsidized Stafford Loans) are federal student loans borrowed through the Direct Loans program that offer graduate students a low, fixed interest rate and flexible repayment terms. Demonstrated financial need is not required to qualify. A credit check or cosigner is not required. Students are responsible for paying the interest during all periods. If one chooses not to pay the interest while in school, during grace periods and deferment/ forbearance periods, the interest will accrue and be capitalized (that is, the interest will accumulate and be added to the principal amount of the loan). 

Subsidized loans are based on demonstrated need which the government pays the interest on during the student’s enrollment (at least half-time) and in authorized deferment periods.  On Unsubsidized loans, not a need-based loan, the student is responsible for paying the interest that accrues while in school and deferment/grace periods. Repayment begins six months after the student graduates or withdraws from school, or falls below half-time enrollment status.

Federal Pell Grant Program
This grant program is designed to help undergraduate students who have not earned a bachelor’s or a professional degree and who can demonstrate need as determined by the Department of Education.  Eligibility is determined by a standard U.S. Department of Education formula, which uses family size, income, and resources to determine need. The actual amount of the award is based upon the cost of attendance, enrollment status, and the amount of money appropriated by Congress to fund the program. 
A student can receive a Pell grant for no more than 12 full-time semesters or roughly 6 years (600% Pell Lifetime Eligibility). The Federal Pell Grant makes it possible to provide a foundation of financial aid to help defray the costs of a post-secondary education. Unlike loans, the Federal Pell Grant does not usually have to be paid back.
ALU does not participate in the Federal Direct PLUS loan program (Parent PLUS or GRAD PLUS).

Loan Limits: How Much You Can Borrow

The amount you can borrow from the Direct Loans program is subject to annual and aggregate loan limits. Annual limits specify how much you can borrow each academic year. Aggregate limits (also called cumulative limits) specify how much you can borrow through the loan program.

Abraham Lincoln University is committed to providing the information and resources necessary to help every student achieve educational success. To accomplish this goal the financial aid staff will consider each student’s individual needs.

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Gainful Employment

For more information about our graduation rates, the median debt of students who completed the program, and other important information, visit here.


Have some questions? ALU's financial aid offices are open Monday through Friday 9 a.m. to 6 p.m. PST. You are also welcome to review our FAQ page.

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Consumer Information

To review ALU's catalogs and other consumer information please visit our consumer information page.

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