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Student Loans vs. Abraham Lincoln University Payment Plans

Student Loans vs. Abraham Lincoln University Payment Plans

The cost of a traditional legal education has resulted in a high level of debt for recent law school graduates. For those students unable to afford the cost of tuition, books, and living on their own during law school, loans seemed the only option. From 2001 to 2010, the average amount borrowed annually by law students for studying at traditional, three-year ABA programs increased 50 percent.

Just this past academic year, law students borrowed an average of $68,827 to attend public law schools and $106,249 for private law schools.

Many of these student loans do not accrue interest during the period of study, but as soon as a student graduates from law school, the interest rates skyrocket, and with the tough employment environment, it can be very tough to even begin to pay off the principal, much less the added interest.

When considering a law school education, it is important to consider the cost. With debt in the tens of thousands for the average student, and without the guarantee of a high-paying job at the end of the road, a traditional law school education may not always be the best path to take.

Abraham Lincoln University, an online distance learning institution that holds the distinction of being one of California’s pioneering online law schools, offers a standard legal education at a fraction of the price of traditional three-year full time and four-year part time ABA programs.

Abraham Lincoln University’s program is a four-year part time program, with the tuition each year costing students $7,500. The tuition is paid in a pay-as-you-go plan, so at the end of the time spent with the university, everything is already paid off, with no debt hanging over the head of students as they graduate and enter the legal job market. The total tuition for four years of study at Abraham Lincoln University is less than the average debt incurred by law students at traditional ABA law schools.

The payment schedule at Abraham Lincoln University is as follows:

  • For first year students, a down payment of $2,200 is due at the submission of the enrollment agreement
  • The remaining tuition balance is paid in ten monthly payments of $545, with a final payment of $550, each payment due on the first of the month following the first month of study
  • APR is zero percent
  • Second, third, and fourth year students may have altered payment plans depending upon the total balance owed

Abraham Lincoln University School of Law is registered with the Committee of Bar Examiners (CBE) of the State Bar of California. ALU’s authority to grant a Juris Doctor (J.D.) degree, which qualifies graduates to take the California Bar Examination, is through the CBE. As an online law school, ALU is not eligible for accreditation through the CBE and, therefore, is registered with the CBE as an unaccredited, distance-learning law school.


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